Payment Methods & Merchant Information

PGETEXAM supports both local Pakistani bank transfers (1Link IBFT / NayaPay / Meezan with manual verification within 1 to 4 hours) and secure online credit/debit card checkout through authorized resellers including Paddle.com, with integrated Pakistani gateway automated processing (PayFast) in active deployment.

1. Contracting Parties & Acceptance

These Terms of Service govern access to and use of pgetexam.com ("PGETEXAM", "we", "us", or "our"), operated by PGETEXAM Medical Education. By registering an account or purchasing any digital preparation package, you agree to comply with and be bound by these Terms and our Privacy Policy.

2. Nature of Service & Educational Disclaimer

PGETEXAM provides digital preparatory question banks, simulated clinical vignettes, and rationales for candidates studying for the Postgraduate Entrance Test (PGET) 2026.

PGETEXAM is an independent educational publisher. We are not affiliated with, endorsed by, or sponsored by the University of Health Sciences (UHS) Lahore, the College of Physicians and Surgeons Pakistan (CPSP), or the Specialized Healthcare and Medical Education Department (SHC&MED) Government of the Punjab. The content provided is for medical education and exam preparation only and does not constitute formal medical or legal advice.

3. User Accounts & Security

Each license is granted exclusively to a single authorized healthcare professional or candidate. You are responsible for safeguarding your login credentials. Account sharing, credential distribution, or concurrent session abuse will result in immediate suspension without refund.

4. Intellectual Property & Anti-Scraping Protection

All question stems, distractor explanations, rationales, software interfaces, and branding on pgetexam.com are the exclusive intellectual property of PGETEXAM Medical Education. Automated scraping, copying, data harvesting, or reverse-engineering of clinical stems is strictly prohibited and subject to legal prosecution.

5. Billing, Pricing & Refund Policy

All purchases are non-recurring, one-time payments granting digital access for the specified duration (e.g., 30 days for Sprint, Full 2027 Cycle Access for Comprehensive Pro). We offer a 3-day money-back guarantee in accordance with our Refund Policy.

6. Contact Information

For questions regarding these Terms, contact our legal and support team at support@pgetexam.com.